Clarity in Numbers, LLC, a national actuarial consulting practice, provides custom solutions to not-for-profits, governments, and private employers who offer retirement, healthcare and other benefits to employees.

We call ourselves "Clarity" because we guide clients step by step through the complexities of managing their compensation and benefit plans. We know that when the numbers make sense and the options are clear, your confidence grows in the decisions you make on behalf of your employees.

Clarity's core benefit consulting services include:

Healthcare:

• Other Post-Employment Benefits (OPEB), or retiree medical Choose... Public OPEB Private OPEB
• Active Health and Welfare plans (LINK)

Retirement:

• Qualified defined benefit pensions Choose... Private Defined Benefits Public Defined Benefits
• Qualified defined contribution plans, including IRC section 401(k), and 403(b)
• Defined benefit/defined contribution combinations (Cash Balance Plans) for professional service organizations (LINK)
• Nonqualified executive plans, including Supplemental Executive Retirement Plans (SERPs) and IRC 457 defined benefit and defined contribution plans. (LINK)

Please visit our "Services" page for more detail.

We are proud to present our team of seasoned, credentialed actuarial professionals who have spent much of their careers at large consulting and accounting firms and have recently formed Clarity to work in ways that we see as better serving our clients. Specifically, we find that we can better leverage our extensive experience for the client and make recommendations that are specific for that client. Our rates are lower and our responsiveness higher.

How did we come to this realization? We listened to our clients tell us what they wanted and needed. They used the analogy of attending class at a smaller institution where you sit in a professor's class as opposed to going to a mega-university and sitting in a teaching assistant's class and maybe seeing the professor once in the semester. With us, you get all the professors.