Terms and Conditions and Privacy Policy

Introduction

This website (the "Website") is owned and operated by Clarity in Numbers, LLC located at 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606 ("We", "Us" or "Our", as appropriate). Your use of the Website shall be deemed to constitute your consent to be bound by these Terms and Conditions and Privacy Policy (collectively, the "Terms and Conditions"). If you are not willing to accept these Terms and Conditions, We ask that you do not use the Website. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ACCEPTING THEM. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE.

Revisions

We reserve the right to change, suspend or discontinue, at any time, any aspect or feature of the Website, including, but not limited to, content, hours of availability, and equipment needed for access or use. We also reserve the right to change or modify the Terms and Conditions applicable to your use of the Website, or any part thereof, or to impose new conditions, at any time either by emailing you notification of the new conditions and/or by publishing the modified Terms and Conditions on the relevant pages of the Website. All such changes will take effect within thirty (30) days once they have been posted on the Website or emailed to you and you will be deemed to have accepted any such changes by your use of the Website following such time. Therefore, we encourage you to regularly review these Terms and Conditions.

Intended Audience and Use

This Website is intended for and directed to adults in the United States. This Website is specifically not for use by any children under the age of 13. The content on the Website is for informational purposes only.

Intellectual Property

Your use of the Website and its contents grants no rights to you in relation to our intellectual property rights including, without limitation, copyright, trademarks (both registered and unregistered), logos, graphics, photographs, animations, videos and text or to the intellectual property of third parties in the Website and its contents. You may not, without limitation, copy, reproduce, republish, download, post, broadcast, record, transmit, commercially exploit, edit, communicate to the public or distribute in any way the services, web pages or materials on the Website, or the computer codes of elements comprising the Website other than for your own personal use. Subject to the above, you may download insubstantial excerpts of this content to your website viewing device for the purpose of viewing it provided that no more than one (1) copy of any information is made. Any use other than that permitted under these Terms and Conditions may only be undertaken with our prior express authorization.

Registration

You may be asked to register on the Website to participate in various interactive services. The availability of these services may vary, and, in the future, we may add other interactive services that may be accessed through the Website.

When you register, you will select a user name and password. You are responsible for maintaining the confidentiality of the user name and password, and you are responsible for all activities that occur under your user name and password, whether or not authorized by you. You agree to immediately notify us of any unauthorized use of your user name and password.

When you register, and in order to access some features of the Website, such as when you request to contact us or when you subscribe to an email newsletter, you may be required to provide us with personal information, such as your name, email address, mailing address, phone number and the like. Any personal information provided by you or gathered by us or third parties during any visit to the Website shall be subject to the terms of our Privacy Policy as noted herein.

By registering on the Website, you agree to provide accurate and current information about yourself as prompted by the registration pages and to maintain and promptly update your online profile information to keep it accurate and current.

Your Use of the Website and Termination of Use

You agree that in using the Website you will not: (i) use the Website in any way that may lead to the encouragement, procurement or carrying out of any illegal or criminal activity; (ii) use the Website for any purpose other than your personal use; or (iii) penetrate or attempt to penetrate the Website security measures protecting the Website.

You agree that you will not use the Website for transmission of chain letters, junk mail, "spamming," solicitations (commercial or non-commercial) or bulk communications of any kind, including, but not limited to, distribution lists to any person who has not given specific permission to be included in such a list. You agree not to impersonate any other person or entity, whether actual or fictitious, including but not limited to impersonating any of our employees or consultants. You further agree not to adopt an inappropriate user name of any kind.

You may not use the Website to post or transmit content or materials that expose us to any liability or adverse impact of any type as determined by us in our sole discretion. You may not use the Website to post, disseminate, or transmit any content that is unlawful, harassing, defamatory, abusive, threatening, obscene, harmful, tortuous, libelous, or invasive of another's privacy. You may not use the Website to post, disseminate, or transmit any content that infringes or violates any party's copyright, trademark, trade secret, patent, or other proprietary right, including, but not limited to, using third-party copyrighted materials without appropriate permission, using third-party trademarks without appropriate permission or attribution, and/or using or distributing third-party information (whether or not protected as a trade secret) in violation of a duty of confidentiality. If you have any comments or complaints regarding content or materials posted on the Website, please email us at info@clarity-llc.com, call us at 312.893.5446 or write to us at Clarity in Numbers, LLC, 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606.

We reserve the right to suspend, restrict or terminate your access to the Website at any time without notice at our sole discretion, without limitation to any of our other rights.

Links to Other Websites

The Website may provide links to other websites and/or resources, including advertisers, over which we have no control. These links are provided solely as a convenience to you and should not be construed as an endorsement by us of content, items, or services on those third-party websites. You access and use such websites, including the content, items, or services on those sites, solely at your own risk. We make no representations or warranties with respect to the content, ownership, or legality of any such linked websites. You agree that we have no responsibility or liability for the availability of such external websites or resources, or for the content, advertising, products, or other materials available through such third party websites or resources.

Linking to This Website

You may not link to the Website without our prior written consent.

Third Party Advertising Contained on the Website

We do not endorse or guarantee any third party products or services advertised on the Website or any third party sponsoring parts of the Website. Your dealings with advertisers or other third parties found on or through the Website are solely the responsibility of yourself and the third party. These dealings include, but are not limited to, your participation in promotions, the payment for and delivery of items, if any, and any terms, conditions, warranties, or representations associated with such dealings. You agree that We will have no liability with respect to any loss or damage of any kind incurred as a result of any dealings between you and any third party, or as a result of the presence of such third parties on the Website.

Privacy Policy

We are committed to respecting your privacy. We recognize the need for appropriate protection and management of any personally identifiable information, including, but not limited to, first and last name, date of birth, credit card information, home or other physical address, email address, phone number or other contact information ("Personal Information") you share with us through the Website. We have established this Privacy Policy (the "Privacy Policy") so that you can understand the care with which We intend to treat your Personal Information.

Children

The Website is intended for and directed to adults. The Website is specifically not for use by any children under the age of 13. Accordingly, we do not intend to collect Personal Information from anyone we know to be under the age of 13. No information should be submitted to the Website by users under the age of 13. If a child under the age of 13 submits personal information to the Website, We delete the information as soon as we discover it was provided by a child under the age of 13 and we do not use it for any purpose. We encourage parents to take an active role in their children's use of the Internet, and to inform them of the potential dangers of providing information about themselves over the Internet.

Personal Information

Personal Information means any information that may be used to identify an individual, including, but not limited to, a first and last name, a home or other physical address and an email address or other contact information, whether at work or at home.

In general, you can visit the Website without telling us who you are or revealing any Personal Information about yourself. However, you may be asked to provide Personal Information if you request that we contact you, subscribe to email newsletters or participate in other interactive services and the like on the Website.

When you register on the Website, and in order to access some features of the Website, you may be required to provide us with Personal Information, such as your name, email address, mailing address, phone number and the like. Any Personal Information provided by you or gathered by us or third parties during any visit to the Website shall be subject to the terms of this Privacy Policy.

Information You Provide

The Website may collect information from you by asking you specific questions and by permitting you to communicate directly with us via e-mail or feedback forms. Some of the information that you submit may be Personal Information.

Use and Disclosure of Personal Information

We may use your Personal Information for the following purposes:

• To inform you of our products, services and promotions;
• To offer you information regarding certain products and services of our partners, sponsors and affiliates;
• To conduct transactions with you through the Website; and
• To respond to inquiries you make through the Website or through other electronic communications.

We will not share any Personal Information about you with any third party, except as otherwise stated herein and in the following circumstances:

• If you conduct a transaction through the Website, you may be providing transaction information to our third party suppliers (such as transaction processors, financial institutions, delivery institutions, and technical support vendors). Such third parties are only authorized to use the Personal Information for the purpose of the transaction and are required by us to treat this information in accordance with this Privacy Policy.
• We may engage third party contractors to support the business operations of the Website (such as software applications, web hosting, and other technologies for the Website) who may have access to your Personal Information. Such third parties are only authorized to use the Personal Information for the purpose of providing their respective services to the Website, and are required by us to treat this information in accordance with the this Privacy Policy.
• In the event that we are party to a business transition, such as a merger, divestiture, acquisition, liquidation or sale of all or a portion of its assets, your Personal Information will, in most instances, be part of the assets transferred.
• To respond to law enforcement requests or, where required by applicable laws, court orders or government regulations.

You may 'opt out' of receiving any promotional communications either by choosing to opt out where such option is made available on the Website or at any time by sending an email to info@clarity-llc.com, or by writing to us at Clarity in Numbers, LLC, 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606.

We also collect information that is not personally identifiable. Such non personal data is used for marketing, demographic and/or statistical purposes. We may share such non-personally identifiable information with third parties.

By using the Website, you agree that we and/or our affiliates and licensees may use the Personal Information you provide to deliver content to you that, in some cases, will be targeted to your interests, such as new services, promotions, and banner displays. We reserve the right to offer you third party services and products based on preferences that you identify during the registration process and based on your subsequent preferences. Such offers may be provided to you by us and/or our affiliates and licensees.

Cookies and Other Tracking Technologies

The Website may use "cookies" and other tracking technologies. A "cookie" is a small text file stored on your computer that may be used, for example, to collect information about website activity. Some cookies and other technologies may serve to recall Personal Information previously indicated by a user.

Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser, but please note that if you choose to erase or block your cookies, you may be unable to use those services or engage in activities on the Website that require the placement of cookies.

Tracking technologies may record information such as Internet domain and host names; Internet protocol (IP) addresses; browser software and operating system types; clickstream patterns; and dates and times that the Website is accessed. our use of cookies and other tracking technologies allows us to improve the Website and your experience using the Website. We may use this information to understand how our users navigate the Website, and to determine common traffic patterns, including what website you came from. We may also analyze information that does not contain Personal Information for trends and statistics.

IP Addresses

An IP address is a number that is assigned automatically to your computer whenever you use the World Wide Web. Web servers automatically identify your computer by its IP address. We may collect IP addresses for system administration, to report aggregate information to our advertisers and partners and to audit the use of the Website. When visitors request pages from the Website, our servers log the guests' IP addresses. We typically do not link IP addresses to Personal Information. This means that a visitor's session will be logged, but the visitor remains anonymous to us. We can and will use IP addresses to identify a visitor if required by law, when disclosure is required to maintain the security and integrity of the Website or to protect any user's security or the security of other persons, consistent with applicable laws.

Privacy Protection

This Privacy Policy provides notice regarding our collection and use of Personal Information. You may choose whether or not to provide Personal Information to us. If you choose not to provide the requested Personal Information, you can still visit most parts of the Website, but you may be unable to access certain options, offers, and services that involve our interaction with you. If you chose to have a relationship with us, such as a contractual or other business relationship or partnership, We will naturally continue to contact you in connection with that business relationship.

Security

Wherever your Personal Information may be held by us or on our behalf, We intend to take reasonable and appropriate steps to protect the Personal Information that you share with us from unauthorized access or disclosure. However, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while We have taken appropriate steps to protect your Personal Information, We cannot ensure or otherwise warrant the security of any information you provide to us or from the Website, and therefore you use the Website at your own risk. For any additional information about the security measures We employ please email us at info@clarity-llc.com, or write to us at Clarity in Numbers, LLC, 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606.

Access/Accuracy

To the extent that you do provide us with Personal Information, We wish to maintain accurate Personal Information. Where We collect Personal Information from you on the Website, our goal is to provide a means of contacting us should you need to update or correct that Personal Information. If for any reason those means are unavailable or inaccessible, you may send updates and corrections about your Personal Information to info@clarity-llc.com, or write to us at Clarity in Numbers, LLC, 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606. and We will make reasonable efforts to incorporate the changes in your Personal Information that We hold as soon as practicable.

Third Party Services

Third parties provide certain services available on the Website on our behalf. We may provide information, including Personal Information that We collect on the Website to third-party service providers to help us deliver programs, products, information, and services. Service providers are also an important means by which We maintain the Website and mailing lists. We will take reasonable steps to ensure that these third-party service providers are obligated to protect your Personal Information on our behalf.

We do not intend to transfer Personal Information without your consent to third parties who are not bound to protect your Personal Information unless such transfer is legally required. Similarly, it is against our policy to sell Personal Information collected through the Website without your consent.

Links to Other Websites

The Website may contain links or references to independently owned and/or operated websites that We believe might be of interest to users. We do not control the content of these links or of the websites linked to. These other websites may send you their own cookies, collect data, and/or solicit Personal Information. We disclaim any and all responsibility for the content or privacy practices of such websites. Once you have clicked on a third party link and leave the Website, you must read the privacy policy of the other website to see how your Personal Information will be handled.

Commitment

We are committed to privacy and We are involved in and support current industry initiatives to preserve individual privacy rights on the Internet. Protecting your privacy online is an evolving area, and the Website is constantly evolving to meet these demands.

Disclaimer of Warranties

ALL CONTENT AND SERVICES ON THE WEBSITE ARE PROVIDED BY US ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, SERVICES OR PRODUCTS INCLUDED ON THE WEBSITE. WE WILL PROVIDE THE WEBSITE WITH REASONABLE SKILL AND CARE AND SUBSTANTIALLY AS DESCRIBED IN THESE TERMS AND CONDITIONS. WE DO NOT MAKE ANY OTHER PROMISES OR WARRANTIES ABOUT THE WEBSITE OR ANY WEBSITES LINKED TO THE WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK.

WE DO NOT WARRANT THAT THE WEBSITE, ITS SERVERS OR E-MAIL SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WHILE WE USE ALL REASONABLE EFFORTS TO CORRECT ANY ERRORS OR OMISSIONS WITHIN THE WEBSITE AS SOON AS PRACTICABLE ONCE THEY HAVE BEEN BROUGHT TO OUR ATTENTION, WE DO NOT WARRANT THAT THE INFORMATION ON THE WEBSITE ITSELF WILL BE FREE FROM ERRORS OR OMISSIONS.

WE ATTEMPT TO BE AS ACCURATE AS POSSIBLE. HOWEVER, WE DO NOT WARRANT THAT DESCRIPTIONS OR OTHER CONTENT OF THE WEBSITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.

WE DO NOT WARRANT THAT THE WEBSITE WILL BE AVAILABLE UNINTERRUPTED AND IN A FULLY OPERATING CONDITION. ACCESS TO THE WEBSITE MAY BE SUSPENDED TEMPORARILY AND WITHOUT NOTICE IN THE CASE OF SYSTEM FAILURE, MAINTENANCE OR REPAIR OR FOR REASONS BEYOND OUR REASONABLE CONTROL.

Limitation of Liability

NOTHING IN THESE TERMS AND CONDITIONS SHALL EXCLUDE OR LIMIT OUR LIABILITY FOR FRAUDULENT MISREPRESENTATION OR DEATH OR PERSONAL INJURY RESULTING FROM OUR NEGLIGENCE OR THE NEGLIGENCE OF OUR EMPLOYEES OR AGENTS.

IN NO EVENT SHALL WE, OUR AFFILIATES, LICENSEES, PARENTS, OR SUBSIDIARIES BE LIABLE TO YOU IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE FOR ANY LOSSES WHICH ARE NOT CURRENTLY FORESEEABLE BY US ARISING OUT OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE WEBSITE.

WE SHALL NOT BE LIABLE FOR ANY ATTEMPTS BY YOU TO PARTICIPATE IN THE USE OF THE WEBSITE BY METHODS, MEANS OR WAYS NOT INTENDED BY US.

OUR LIABILITY IN TORT, CONTRACT, NEGLIGENCE, PRE-CONTRACT OR OTHER REPRESENTATIONS OR OTHERWISE ARISING OUT OF OR IN CONNECTION WITH THESE TERMS AND CONDITIONS SHALL BE LIMITED IN AGGREGATE TO THE NET PAYMENT, IF ANY, MADE BY YOU TO US OR OUR AFFILIATES VIA THE WEBSITE.

Applicable Law

These Terms and Conditions shall be governed by and construed under the law of the State of Illinois, without regard to conflicts of laws rules. You agree that the courts of Illinois shall have exclusive jurisdiction over the parties for all disputes. Venue shall lie exclusively and only in either: (i) Cook County, State of Illinois; or, (ii) the Northern District of Illinois of the United States District Court. Any action arising out of these Terms and Conditions must be brought within one (1) year after the cause of action has arisen.

Liability

If you cause a technical disruption of the Website or any aspect of its functionality you agree to be responsible for any and all loss, cost, liability or expense We may suffer and you will be liable for any attorneys' fees and costs; the same shall be without limitation of our other venders in law or equity.

Indemnification/Compensation

You agree to compensate, indemnify, defend, and hold harmless us, our officers, directors, employees, agents, business partners, affiliates, distributors, licensors, and licensees for, from and against all claims, losses, expenses, damages, costs, or demands, resulting from any claim, action, investigation, demand, or proceeding arising in connection with your use of the Website and any violation of these Terms and Conditions.

Severance

Each provision of these Terms and Conditions shall be construed separately and independently of each other and the invalidity of any one part shall not affect the validity of any other part.

Questions and Comments

We welcome your questions or comments about these Terms and Conditions. Please email us at info@clarity-llc.com, call us at 312.893.5446 or write to us at Clarity in Numbers, LLC, 125 S. Wacker Dr., Ste. 300, Chicago, IL 60606.

These Terms and Conditions were last updated on [Note: Insert appropriate date.]